Changing the default moderation settings for terms is simple. Either for new terms via Discover > Terms > New Term to apply to new Terms, or for your existing terms via Discover > Terms > Edit if you want to apply to an existing term.
From the term's General Setting, you can simply adjust the moderation of the different post types:
This way, ALL content will be automatically published unless it contains words included on our Inappropriate/Bad Word list. This is an automated filter which ensures abusive language isn't published.